Understand your lending book.
Not next month. Not after another spreadsheet. Now. BankManager.ai connects lending data and turns it into intelligence for management, credit and risk teams.
See the book. Understand the risk. Act sooner.
A lending portfolio isn't simply a collection of loans. It is a network of borrowers, directors, assets, guarantees, industries, locations, funders, covenants, payment histories, security and interconnected exposures.
BankManager.ai helps lenders see those relationships.
The lending command centre.
Portfolio
Total exposure, committed, drawn, available, performing, watchlist, arrears and default.
Borrowers
Understand total exposure across connected borrowers and groups.
Security
Track security values, LTVs and valuation expiry dates.
Covenants
Monitor covenant requirements and breaches.
Concentration
Industry, geography, borrower, asset class, introducer, product and funding line.
Watchlist
Bring deteriorating cases together for management review.
Your AI credit analyst.
BankManager.ai analyses accounts, management information, Open Banking, payment performance, loan documents, valuations, covenants and historic underwriting — then answers the questions that matter.
- Which borrowers show increasing signs of stress?
- What is our total exposure to this group?
- Which valuations expire in the next 90 days?
- Which loans have breached covenant?
- What changed across our watchlist this month?
- Prepare the credit committee pack
BankManager.ai specification
BankManager.ai connects to rather than initially replaces core banking systems, loan servicing, origination, accounting, Open Banking, credit bureaux, property data, valuations and document repositories — reducing enterprise adoption friction.